Even before The Fast And The Furious made it’s debut, car modifications were popular. Not only were car mods a great way to increase your car’s performance, they also increased your car insurance premiums as well. Adding more horses under the hood or tricking out your body kit are almost guaranteed ways to jack your premiums higher than your chassis. That doesn’t always have to be the case, though. There are plenty of things that you can modify on your car that will actually lower your car insurance premiums.

Green Mods

Converting your engine to a bio-diesel, or a gas/electric hybrid are great ways to improve your gas mileage and save money at the pump. In many states, car insurance providers will also give you a “Green Car Discount” of up to 15% on your premium. Saving money two ways for one modification is never a bad idea. Even if you paid a lot up front for your green conversion, you can save a lot of money on gas the first year alone. If you take the average car’s gas mileage of 20MPG and convert it to the average hybrid’s gas mileage of 53MPG, that will net you an average yearly savings of $1,438. Now, factor in a 15% savings on your insurance per year and you’ll be racking up some serious cash.


Installing a hidden GPS tracker in your car is a great way lower your insurance and give you the confidence of knowing where your car is at all times. Even if your car does get stolen, you can pull up an app on your smartphone and see exactly where your ride went within seconds. Just give that information to the police, and you’ll have your car back soon and there will be one less car thief on the streets to worry about. Getting a GPS tracker installed is almost a public service to your community.


Any anti-theft devices that make it more difficult for thieves to successfully steal your vehicle are a good idea. Many cars today come standard with a few basic anti-theft devices, but adding to those will go a long way to giving you peace of mind and a fatter wallet. Some anti-theft devices include:
  •     Car alarms
  •     Electronic locks or keyless lock device
  •     Tubular locks. These locks that can only be unlocked by a tube-shaped key with over 50,000       tumbler combinations.
  •     Non-passive fuel cut off devices
  •     Many more. Consult your provider to see what anti-theft mods qualify.

 Author Bio:

Mark McCrell is an auto aficionado who loves to drive his 1974 Buick LaSabre around town and write about all things auto.  He currently blogs for the website AutoInsuranceQuotes, which specializes in cheap auto insurance.


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